An Insurance Broker or Agent is the legal entity that acts as a mediator in the sale of insurance between the client (insured) and the insurance market. The insured benefits from the Broker’s expertise and services, including consulting and analysis of the types of insurance that exist in the market that best covers their needs, and trusts that the broker will not be influenced by any insurance provider, offering their client professional and impartial advice.

Insurance companies or insurers are Financial Institutions specialized in offering different types of insurance to protect individuals and/or companies from risks they may face themselves, their assets, or their wealth.

Indeed, at Ancora we specialize in protecting both your company and your personal and financial assets. Approach us and we will gladly seek the option that best suits your needs. You can send us an email at contacto@ancora.com.mx or call us at (55) 5523 1100.

Major Medical Expenses: Covers extensive medical costs for diseases and complex treatments, such as hospitalization and surgeries. It provides financial support for long-term medical expenses.

Personal Accidents: Provides protection in cases of injuries due to sudden accidents, such as falls or car accidents. It includes compensation for disability and medical expenses related to the accident.

In summary, Major Medical Expenses cover detailed medical treatments, while Personal Accidents focus on injuries caused by unforeseen events. The choice depends on your needs and the level of protection required.

The deductible is the first payment made by the insured for each covered ailment, corresponding to a fixed amount indicated on the policy's cover and is paid only once.

Coinsurance is a percentage of the amount authorized by the insurance company that is the responsibility of the insured, once the deductible is deducted, which is also referenced on the policy's cover and usually has a maximum limit.

These components vary according to the plan and are explained in detail in the policy.

It is the time that insurance companies recognize you as their insured when switching from one company to another. That is, they consider the time you have been insured under a Major Medical Expenses policy. This recognition is quite beneficial because, by recognizing this seniority, the company eliminates waiting periods for certain diseases.

Es el tiempo que te reconoce como asegurado las compañías al momento de realizar el cambio de una a otra, es decir, te toman el tiempo desde que estas asegurado en una póliza de Gastos Médicos, lo anterior, resulta bastante benéfico, ya que, al reconocer dicha antigüedad, la compañía elimina los periodos de espera para ciertas enfermedades.

You can purchase coverages such as comprehensive, limited, and Civil Liability.